Small Scale Credit Institutions: Historical Perspectives on Diversity in Financial Intermediation

Title

Small Scale Credit Institutions: Historical Perspectives on Diversity in Financial Intermediation

ORCiD

0000-0002-9342-3285

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Document Type

Contribution to Book

Book Title

Oxford Handbook of Banking and Financial History

Editor(s)

Youssef Cassis, Richard Grossman, and Catherine Schenk

Description

This chapter begins by examining the reasons for the growing historiographical and theoretical interest in small-scale credit institutions, and in understanding variations in the institutional arrangements of intermediaries more broadly. It then briefly surveys the literature on a selection of these institutions—ROSCAs, savings banks, credit cooperatives, and building associations—to identify patterns of organization and development over time and place. Finally, it examines a number of theoretical perspectives that have been used to account for variation in in the organizational size, form, and practices that such small credit institutions embody. Specifically it considers transaction cost theories, location-based theories, socio-political theories, and cultural/narrative theories, and assesses their contributions and limitations in understanding the sources of variation and change in institutional arrangements.

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https://www.worldcat.org/title/oxford-handbook-of-banking-and-financial-history/oclc/929590836&referer=brief_results

ISBN

978-0199658626

Publication Date

7-19-2016

Publisher

Oxford University Press

City

New York

First Page

191

Last Page

216

Keywords

ROSCAs, savings banks, building and loan associations, credit cooperatives and institutions

Disciplines

Business

Comments

Chapter 9

Small Scale Credit Institutions: Historical Perspectives on Diversity in Financial Intermediation
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